Are You An Unsafe Driver?
Posted: November 15, 2018
Are You An Unsafe Driver?Driving on America's roadways today is a dangerous undertaking. The National Highway Traffic Safety Administration (NHTSA) reports that the U.S. saw 37,461 traffic fatalities in 2016, many of which were caused by driver error. Many people who consider themselves to be safe, dependable drivers actually have dangerous driving habits. Whether you've been driving for days or decades, avoiding the following common driving behaviors can help...
Car Accident Advice
Posted: November 13, 2018
If you are involved in a car accident, we recommend that you do not admit fault to the other driver or witnesses. It's in your best interest not to discuss the car accident with anyone other than your insurance agent, your auto insurance company's adjuster, your legal counsel, or the police. We also suggest that you ask to see the other driver's auto insurance ID card and...
Underground Service Line Coverage can Now be added to the Homeowners Policy
Posted: October 10, 2018
Underground Service Line Coverage - Can Now be Added to your Homeowners Policy: As a home owner, it's your responsibility to maintain and repair the exterior water and sewer lines that are located on your property, from the utility service connection to your home. If the exterior water or sewer line fails, the cost to locate and repair the leak or replace the line will most...
Understanding Your Auto Policy
Posted: September 27, 2018
Understanding Your Auto PolicyDrivers are required to carry minimum liability coverage in most states in the U.S. This coverage provides some protection in case you are involved in an accident that causes injury to another or damage to someone else's property. Most vehicle owners want additional optional coverage for damage to their own vehicles. Our experienced agency can work with you to tailor the coverage amounts you need...
Homeowners Insurance: When Do You File A Claim?
Posted: September 20, 2018
Homeowners Insurance: When Do You File A Claim?Homeowners insurance is designed to cover damage to your property caused by certain covered events. It stands to reason that as you are paying your premiums, you should take advantage of available coverage. However, the reality is that it is not always advisable to file a homeowners insurance claim, as it can lead to higher premiums or even cancellation in some cases. Underwriters tend to...