Preventing a Home Insurance Claim from Getting Denied
Posted: November 16, 2025
Home insurance offers peace of mind in case of unexpected damage or loss, but that protection only applies if your claim is approved. Many homeowners are surprised to learn their claims are denied for reasons that are often preventable. Knowing how to avoid the pitfalls can help ensure your homeowners' policy works for you when you need it most. Common Reasons for Claim Denials After...
Fall Home Checklist: Protecting Your Property Before Winter Hits
Posted: October 16, 2025
When fall is in the air, it is the perfect reminder that winter is just around the corner. Preparing your home now for colder weather can help you avoid costly damage and keep your property safe. Taking proactive steps in the fall can protect your investment and give you peace of mind, knowing you are ready for whatever winter brings. This practical fall home checklist...
National Fire Safety Week: Is Your Household Prepared for Evacuation?
Posted: October 2, 2025
National Fire Safety Week serves as a reminder each October to re-evaluate our preparedness for house fires. While many families install smoke detectors, check fire extinguishers, and take other precautions, evacuation readiness may be overlooked. Every second counts in a home fire, and having a clear, practiced evacuation plan in place can mean the difference between safety and tragedy. Take the following steps to help...
Underground Service Line Coverage can Now be added to the Homeowners Policy
Posted: October 10, 2018
Underground Service Line Coverage - Can Now be Added to your Homeowners Policy: As a home owner, it's your responsibility to maintain and repair the exterior water and sewer lines that are located on your property, from the utility service connection to your home. If the exterior water or sewer line fails, the cost to locate and repair the leak or replace the line will most...
Backup of Sewer, Drain, & Sump Pump Endorsement
Posted: July 11, 2018
The Backup of Sewer, Drain, & Sump Pump endorsement is a coverage that can be added to your Homeowners Insurance policy, Landlord Policy, or a Commercial policy. With this endorsement added to your Homeowners insurance policy, you will now have coverage for events that would have otherwise been excluded. Let's first look at the definition, to better understand the coverage this endorsement provides. Definition: Provides coverage...