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Auto/Car Insurance for Malvern, Paoli, Berwyn, & Devon, PA

As an auto insurance agency located in Paoli, PA, we understand the auto insurance needs of Paoli residents and the residents of the surrounding areas of Malvern, Berwyn, and Devon.  It’s our goal to ensure that your financial assets are protected by having the Bodily Injury and Property Damage liability limits that fit your needs while also paying a reasonable premium.   After your home, your car is most likely one of the most expensive pieces of property you own, so it’s also important that it is properly insured.

We do the car insurance shopping for you!

Mitros Insurance is an independent insurance agency and can provide auto insurance quotes from multiple auto insurance companies to provide you with the best coverage at the best price.

  • Erie Insurance
  • Grange Insurance
  • MetLife
  • Encompass
  • Progressive
  • Bristol West

If you live in the Paoli, Malvern, Berwyn, or Devon area, your needs may differ from other regions and that’s why it is important to work with an agent who is familiar with the needs of your area and understands the endorsements that are important to you.  Due to the ability to offer coverage with numerous companies, we can provide all the endorsements available in the auto insurance industry.

Auto Insurance Endorsements that Mitros Insurance can offer:

Accident Forgiveness: The policy will not be surcharged if you have an accident

Original Equipment Manufacturer (OEM): This additional coverage changes the loss settlement for Other Than Collision and Collision Coverages so parts damaged in a covered loss are replaced with original manufacturer parts when available.

New Car Protection:  If your new vehicle (up to 24 months old) is a total loss after an accident, it will be replaced with a new vehicle of the latest model year.

Better Car Protection:  If your car (24 months+) is totaled, it can cover the balance of an auto loan (but not carry-over balances), or it can replace an older car with a newer vehicle model.

Diminishing Deductible:  The deductible will be reduced by specific amount on your auto insurance policy for each consecutive claims-free policy year, up to a maximum of $500.

Full Glass Coverage: With Full Safety Glass Coverage, there is no worry about a paying an Other Than Collision deductible to have the windshield replaced.

Loan Lease Gap: Loan Lease Gap pays the difference between the unpaid amount due on a new or used loans/leasing agreement and the actual cash value of the auto, up to 125% in the event of a covered total loss of the auto.

Rate Lock Endorsement: The Rate Lock Endorsement allows you the customer to guarantee that your auto insurance premium will not change at the renewal. The policy holder is able to “lock in” their auto insurance premium at renewal, year after year until the policyholder does one of the following:

  • Change of Address
  • Add or Delete a Vehicle
  • Add or Delete a Driver

This is regardless of accidents, claim history, inflation, not even company rate changes will change the premiums for the policyholder unless they make one of those three changes listed above. Erie is the only company that is offering this endorsement. If none of the above occur, your Erie auto insurance policy is guaranteed to renew at the current premium. You would be in the driver seat with regards to determining when your auto premium changes. Studies show that about 50% of Erie’s auto policyholders would lock in their rates for at least three years!

There are several ways that you can reduce your auto insurance premium and still receive the coverage you need:


Choosing higher deductibles for collision and comprehensive coverage is an easy and cost-effective way to lower your auto insurance premium. In many cases, the premium savings realized by switching to a higher deductible may be enough to offset the cost difference of an increased deductible in just a few years.


  • Multi-Policy: By insuring your auto and home with our agency, you will receive a discount on your homeowners & auto insurance policies.
  • Multi-Car: If you insure two or more cars and they are owned and used by the individual and/or relatives living in the same house, you may receive a discount on your auto insurance policy.
  • Safe Driver: New policyholders who are claims and violation-free may be eligible for an additional discount.
  • Pay Plan: By paying your auto insurance premium in full, you will receive a Pay in Full discount.


Mitros Insurance for Auto Insurance in Paoli, PA serves Malvern, Devon, and Berwyn, PA