1. Protect yourself, your auto and any other property from further damage as best you can.

2. Call the police as soon as possible if someone is injured, damage is extensive, your vehicle has been stolen or you need assistance.

3. Don’t say you’re liable or sign a statement unless it’s authorized by Your Insurance Company

4. Gather Information, ask to see the other party’s Drivers License ID and Insurance ID card, write down the other party’s name, address, phone number, License Plate #, insurance company, & insurance policy number.

5. Report the claim to your Agent or to your insurance company as soon as possible. Please remember, under some company’s auto policy, if you don’t report the claim to your company or your Agent as soon as possible, an unconditional discharge of coverage can result. If you are a commercial driver, let your employer know about the accident right away.

6. If you believe you are not at fault, call the other party's insurance company as quickly as possible as well.